Tax answers

What is the 2026 401(k) contribution limit?

The 2026 employee deferral limit is $24,500. The catch-up for age 50 and older is $8,000. Ages 60 to 63 can have a higher catch-up of $11,250. Annual additions are $72,000.

Apply this to your payroll

IRC §401(k) and §414(v). TaxBooks law brief, Rev. Proc. 2025-32. Planning aid, not CPA advice.